By AnybanQ
Pay your bills straight from your bank account
AnybanQPay keeps every bill you have been sent, what you still owe and your points in one place. Businesses use it to send bills and pay links, and get paid from their customers' bank accounts.
- No card needed
- Paid through HNB JustPay
- AnybanQ never holds your balance
- 1
Link your account once
Your bank confirms the link. AnybanQ never holds your money.
- 2
Open a bill or a pay link
Bills you are sent wait in AnybanQPay; a pay link opens without signing in.
- 3
Pay in a couple of taps
Straight from your bank account, with points where the business gives them.
For you
What you can do with AnybanQPay
Pay from your bank account
Link your account once with your bank, then pay a bill in a couple of taps. No card needed.
Every bill in one place
See each bill you have been sent, what you have paid and what you still owe.
Pay links that just work
A pay link sent to you by SMS or email opens and can be paid without signing in.
Points and gift vouchers
Earn points when you pay participating businesses, and keep your gift vouchers alongside them.
For businesses
What we offer merchants
Payments from bank accounts
Customers pay you straight from their bank account through HNB JustPay, and the money settles to your account.
Good to know: payments are taken from bank accounts only, so card payments are not offered. AnybanQ does not hold customer balances.
Bills your customers can see
Issue a bill and it appears in your customer's AnybanQPay, with what is paid and what is still owed.
Payment links
Create a link in the dashboard and send it by SMS, WhatsApp or email. You write no code.
A pay button for your website
Paste one tag on your site. The price is held on our side, so editing the page cannot change what is charged.
Instalments
Let customers split a bill over two or three months. Switched on per merchant.
Refunds and reconciliation
Refund a payment from the dashboard and match every settlement to the bills it covers.
Loyalty points and gift vouchers
Reward customers with points when they pay you, and sell or accept gift vouchers.
API, webhooks and a sandbox
Connect your own systems with one API, hear when a bill is paid, and test in a sandbox before going live.
What's new
New for businesses
Lending and loan collections
Lend to SMEs and individuals on your own terms: your rate, fees and late charges. The borrower sees the full cost, accepts on their phone and links their bank account. Switched on per merchant; you are the lender and hold any licence the law asks of you.
Repayments collected for you
Each repayment is debited from the borrower's account on its due date, with an SMS reminder before. If the money is not there it is tried again every few hours, and what the account can cover is taken in part; the rest carries your interest and late fees.
A collections view
See every repayment that is late, due today or due this week, how it is being collected and when the next try is, with a pay link to send the borrower.
Subscriptions
Charge customers weekly or monthly from the bank account they linked, with the plan, the period it covers and a reference on every bill.
Money from abroad
Receive money sent from abroad into your account through a send-money link or a QR code. Being connected to an international payment network; switched on per merchant.
Merchant registration
Register your business
- 1
Send us your business details
Business registration, owners or directors with their NIC numbers, and the bank account you want to be settled into.
- 2
We prepare it for the bank
We review what you sent, come back to you if anything is missing, and submit your onboarding request to Hatton National Bank.
- 3
Start taking payments
Once the bank approves, you can send bills and pay links and your customers can pay from their bank account.
Opens the registration form on anybanq.lk.